UK motor insurance first

by SIMON DUFFY

For the first time in the UK, well certainly the first time I��ve heard this, there is a motor insurance company offering new customers the chance to cap their motor insurance premium for the next year to it��s the same as they pay the first year.

Funnily enough my car insurance is up for renewal in March and I��ve been sent an email from my current insurer. I��ve got 5 years no claims discount and I��m 31, I drive a 7 year old , 1.9 Diesel car and my renewal price Is ?281.00, not bad I thought��

I decided to try a comparison web site and after completing my details I found a few quotes around ?200, so I could in theory save around ?80. The problem is can I really be bothered to go through the hassle of changing everything to a new insurer just to save myself less than ?8 per month?! I suppose this is what insurers rely on; customer apathy��The thing for me is that I��ve got enough to do without having the hassle, and to be honest complete boredom, of changing car insurance!

With my current insurer everything renews automatically, I don��t have to do anything, apart from read the emails they send me. On the other hand a friend has just said that he��d never deal with them again because they were awful when his car was written off��I guess we all just hoping that we never have to deal with that situation.

I think I��ll get a few different quotes from other comparison sites, maybe a few insurance specialist sites. If I can��t save a decent amount then I��ll just leave my policy with Swiftcover, after all insurance can only get so cheap they��re not going to give it away!

Simon Duffy writes for the Financial Blog a UK Finance Blog talking about all aspects of personal finance including loans blogs, credit cards blogs, tenant loans, credit cards blogs, mortgages blogs, insurance blogs and more.