Arizona Auto Insurance
by DIEGO GAITAN
Being a vehicle owner in Arizona, You might find the local crime reports regarding car thefts a useful bit of information. This information will assist you in deciding if you really need to buy car insurance. The FBI Uniform Crime Report (UCR) as well as the Arizona DPS Crime in Arizona Report states that Arizona is the number two state for vehicle theft per capita. The number of vehicles stolen in Arizona only decreased a small fraction of a percent between 2005 and 2006, when just fewer than 55,000 cars were stolen. The number of stolen vehicles for every 100,000 inhabitants in Arizona in 2006 was 889.5, which is only a 3.8% decrease from the 2005 theft rate of 924.4.
FBI��s Uniform Crime Report (UCR) for the year 2006 released in 2007 shows that an estimated 1.2 million thefts of motor vehicle occurred in the US during the year 2006, valued at an estimated amount of US$7.9 billion. The 2006 FBI UCR Report states that in Arizona alone, 54,849 vehicles were stolen.
In case you live in Arizona and are still not convinced you need auto insurance, I��ll share with you even more statistics. In the year 2006, only 68.6% of vehicles stolen in Arizona were recovered. Of the stolen vehicles which were not recovered, most were shipped to foreign countries or driven across the US state borders and dismantled into parts in automobile shops, re-tagged and resold to non-suspecting consumers. There is also the chance that these cars are either hidden or destroyed by their owner in order to collect an insurance settlement.
These days, you don't just have to worry about your car being stolen and butchered for parts, but it's common that stolen vehicles are used in other criminal activities, such as burglaries, robberies, check and credit card fraud, identity theft, illegal drug trafficking, and drive by shootings.
Auto insurance is an absolute necessity to ensure your family's financial protection for unexpected events. Obtaining auto insurance protects you from possible financial loss. Depending on coverage, your insurance will give you some extra breathing room in situations involving car thefts, car accidents as well as other unexpected circumstances.
Put your mind at ease when purchasing vehicle insurance in Arizona, as of 2005, the state ranks 14th in collective spending for private passenger vehicles. The coverage purchased as well as other issues affect the expenditures. People are more likely to purchase new cars in states with a healthy economy. These states will have a higher expenditure average, because owners of new cars are more likely to buy physical damage coverage.
Check with your local insurance agent if you have further questions and to improve your chances of getting the best deal. To learn exactly how to get a cheap auto insurance, visit http://www.cheapautoinsuranceplace.com where you will find everything you need to know about cheap auto insurance quotes and much more.
